Disclaimer
Pips for Profits
Terms & Conditions, Risk Disclosure, and User Agreement
Effective Date: July 20, 2026
1. Acceptance of These Terms
Welcome to Pips for Profits (“Pips for Profits,” “we,” “us,” or “our”).
These Terms & Conditions (“Terms”) govern your access to and use of our
website, private Telegram community, educational content, emails,
digital products, and any other services we provide (collectively, the “Service”).
By purchasing a subscription, accessing the Service, joining our private
Telegram community, or otherwise using any portion of the Service, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not access or use the Service. You represent and warrant that you are at least eighteen (18) years of age and legally capable of entering into a binding agreement.

2. Educational Purpose Only Pips for Profits is an educational business.
Our Service exists solely to educate individuals regarding financial markets, market structure, trading psychology, risk management concepts, and examples of trading methodologies. Nothing provided through the Service should be interpreted as:m Investment advice; Financial advice; Tax advice; Legal advice; Brokerage services; Portfolio management; Commodity trading advice; Securities recommendations; Individualized financial planning. All content is intended exclusively for educational and informational purposes. Any trade ideas, charts, commentary, analyses, market opinions, examples, or discussions are presented solely to demonstrate educational concepts and should never be interpreted as instructions or recommendations to buy, sell, hold, or trade any financial instrument. Subscribers remain solely responsible for all investment and trading decisions.

3. No Investment Adviser Relationship Your subscription does not create: an investment adviser-client relationship; a commodity trading adviser-client relationship; a broker-client relationship; a fiduciary relationship; or; any other professional advisory relationship. Pips for Profits does not monitor your financial circumstances, trading objectives, investment experience, or risk tolerance. We do not provide personalized recommendations. Our content is generalized and intended for a broad audience. Any decision to trade is made independently by you and entirely at your own risk.

4. No Personalized Advice We do not provide personalized trading advice. We do not review your financial situation. We do not evaluate your suitability for trading. We do not recommend position sizes. We do not recommend leverage. We do not recommend brokers. We do not recommend specific entries, exits, or account allocations for your personal circumstances. Any communication with our team—including through Telegram, email, direct messages, social media, or customer support—should never be interpreted as individualized financial or investment advice.

5. Educational Trade Examples From time to time, we may publish: educational trade ideas; historical trade examples; hypothetical examples; market commentary; chart analysis; technical analysis; macroeconomic observations; educational screenshots; personal trading observations; and; examples from real or simulated trading activity. These materials are provided solely to illustrate educational concepts. They are not signals, trading instructions, investment recommendations, or solicitations to enter into any transaction. You acknowledge that any trades you choose to place are made entirely on your own initiative and not under our direction or supervision.

6. Forex Risk Disclosure
Trading foreign exchange (“Forex”), contracts for difference (CFDs), futures, options, cryptocurrencies, commodities, equities, or any leveraged financial instrument involves substantial risk and is not suitable for every investor. You may lose some or all of your invested capital. Leverage magnifies both gains and losses. Market conditions can change rapidly. Prices may gap unexpectedly. Orders may not execute at requested prices. Slippage may occur. Liquidity may be unavailable. Past market behavior does not predict future performance. No trading strategy can eliminate risk. Only trade with capital that you can afford to lose without affecting your financial well-being.

7. No Guarantee of Results
Pips for Profits makes no guarantees, representations, or warranties regarding: profitability; future performance; trading success; account growth; consistency of results; reduction of losses; or; achievement of any financial objective. Past performance—whether actual, hypothetical, simulated, or discussed for educational purposes—is not indicative of future results. Every trader experiences different outcomes due to differences in experience, psychology, execution, risk management, market conditions, capital, and numerous other factors beyond our control. Any testimonials or examples presented by subscribers reflect individual experiences only and should not be interpreted as typical or expected results.

8. Hypothetical Performance Disclosure To the extent any hypothetical, simulated, reconstructed, back-tested, or demonstration performance is presented, it is subject to the limitations described in CFTC Rule 4.41. Hypothetical or simulated performance results have inherent limitations. Unlike actual trading results, simulated results do not represent real trading. Since the trades have not actually been executed, the results may understate or overstate the impact of market factors including, but not limited to: liquidity; slippage; spreads; execution delays; commissions; emotional decision-making; and; changing market conditions. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

9. Regulatory Disclosure Pips for Profits is an educational service. Unless expressly stated otherwise, we are not acting as a registered investment adviser, broker dealer, commodity trading advisor, or commodity pool operator. Nothing within the Service should be interpreted as requiring you to enter into any investment or trading transaction. Our educational materials are intended to provide general market education only. Subscribers remain solely responsible for complying with all applicable federal, state, and local laws governing their own investment and trading activities.

10. Subscriber Responsibility By using the Service, you acknowledge and agree that: You make all trading decisions independently; You understand the risks associated with financial markets; You accept full responsibility for every trade you place; You will conduct your own research before entering any position; You understand that losses, including total loss of invested capital, are possible; You will not rely exclusively upon educational materials provided by Pips for Profits; You assume all financial risk associated with your own trading activities. You agree that you—not Pips for Profits—are solely responsible for your financial decisions, investment outcomes, tax obligations, and compliance with the laws applicable to your jurisdiction.

Pips for Profits
Terms & Conditions, Risk Disclosure, and User Agreement
Part 2 – Subscription Terms, Community Rules, Intellectual Property, and Account Access

11. Subscription Services
Pips for Profits provides subscription-based educational services that may include, but are not limited to: Access to a private Telegram community; Educational market commentary; Educational trade ideas and examples; Technical analysis; Market observations; Educational charts and graphics; Video content; Written educational materials; and; Other digital educational resources. Your subscription grants you a limited, non-exclusive, non-transferable, revocable license to access the educational content made available during your active subscription period. No ownership rights are transferred to you.

12. Subscription Billing
Subscription fees are charged in advance on a recurring basis unless otherwise stated at the time of purchase. By subscribing, you authorize the designated payment processor to automatically charge your selected payment method for all recurring subscription fees until your subscription is canceled. You are responsible for maintaining accurate billing information. If a payment cannot be processed, your access may be suspended or terminated until payment is successfully received.

13. Automatic Renewals
Unless canceled before the next billing cycle, subscriptions automatically renew at the then-current subscription rate. By subscribing, you authorize recurring billing until cancellation. You are responsible for canceling your subscription before the renewal date if you do not wish to continue your membership. Cancellation prevents future charges only and does not entitle you to a refund for any current billing period.

14. Pricing
Subscription prices may change at any time. Price changes will not affect billing periods already paid. If subscription pricing changes for future billing periods, we may provide notice before the new pricing becomes effective where required by applicable law. Promotional pricing, discounts, coupons, introductory offers, or lifetime pricing (if offered) are subject to their stated terms and may be modified or discontinued for future purchases at our discretion.

15. Refund Policy
Unless otherwise required by applicable law, all subscription fees, membership fees, digital products, educational materials, downloadable content, and other digital purchases are final and non-refundable. No refunds, partial refunds, prorated refunds, credits, or exchanges will be provided for: Failure to use the Service; Dissatisfaction with educational content; Trading losses; Market performance; Missed educational posts; Failure to access Telegram due to user error; Internet outages; Device incompatibility; Account suspension resulting from violation of these Terms; or; Cancellation after a billing cycle has begun. If you choose to cancel your subscription, you will continue to have access through the end of your current paid billing period unless your access is terminated for violation of these Terms.

16. Cancellations
You may cancel your subscription at any time using the subscription management method provided at the time of purchase. Cancellation stops future recurring charges but does not automatically generate a refund. If you purchased through a third-party platform, you must follow that platform’s cancellation procedures.

17. Private Telegram Community
Access to our educational community is a privilege, not a guaranteed right. Membership is limited to active subscribers in good standing. We reserve the right to remove, suspend, or restrict access at our sole discretion for conduct that we reasonably believe violates these Terms or negatively impacts the community. Removal from the community does not automatically entitle you to a refund where otherwise prohibited under these Terms or applicable law.

18. Community Standards
Subscribers agree to conduct themselves professionally and respectfully. Without limitation, you agree not to: Harass, threaten, intimidate, or abuse other members; Share offensive, defamatory, or unlawful content; Spam the community; Promote competing products or services without permission; Solicit members for outside businesses; Post misleading trading performance; Engage in market manipulation or unlawful activity; Circumvent moderation decisions; or; Interfere with the normal operation of the community. Violation of these standards may result in immediate suspension or permanent removal.

19. Account Security
You are solely responsible for maintaining the security of your: Telegram account; Email account; Passwords; Authentication methods; and; Devices used to access the Service. We are not responsible for unauthorized access resulting from compromised credentials, stolen devices, phishing attacks, or your failure to maintain reasonable security practices.

20. Account Sharing
Each subscription is intended for use by one individual only. You may not: Share login credentials; Share Telegram invitations; Allow another person to access your membership; Resell access; Transfer your subscription without written permission; or; Operate multiple users from a single paid subscription. We reserve the right to suspend or terminate accounts reasonably believed to be engaging in unauthorized account sharing.

21. Intellectual Property
All content made available through the Service—including but not limited to: Charts; Educational materials; Videos; Images; Graphics; Trade examples; Market commentary; Logos; Branding; PDFs; Documents; Written posts; Educational strategies; Website content; and; Telegram content—. is owned by or licensed to Pips for Profits and is protected by applicable intellectual property laws. Nothing contained in the Service transfers ownership of any intellectual property to subscribers.

22. Limited License
During an active subscription, we grant you a limited, revocable, non-exclusive, non-transferable license to access the educational content solely for your own personal, non-commercial educational use. This license automatically terminates when your subscription ends or your access is revoked.

23. Prohibited Uses
Without our prior written permission, you may not: Copy; Reproduce; Republish; Sell; License; Rent; Lease; Modify; Translate; Create derivative works from; Redistribute; Upload; Download for commercial use; Mirror; Record; Broadcast; or; Publicly display. any portion of the Service.

24. No Redistribution
Subscribers may not share any portion of our educational content with non-subscribers. This includes, without limitation: Telegram posts; Screenshots; Screen recordings; Videos; PDFs; Voice messages; Charts; Images; Educational documents; Written commentary; or; Any other subscriber-only materials. Unauthorized distribution may result in immediate termination of access and may subject the offending subscriber to legal action where permitted by law.

25. Monitoring and Enforcement
To protect our intellectual property and community, we reserve the right to investigate suspected violations of these Terms. Where permitted by applicable law, we may suspend or terminate accounts reasonably believed to be engaged in unauthorized sharing, misuse, fraud, abuse, or other prohibited conduct.

26. Chargebacks and Payment Disputes
Initiating a fraudulent or improper chargeback or payment dispute after receiving access to digital educational services may result in: Immediate suspension of access; Permanent termination of your membership; Cancellation of future services; and; Collection efforts or other legal remedies available under applicable law. Nothing in this section limits your rights under applicable consumer protection laws.

27. Third-Party Platforms
Our Service relies on third-party providers, which may include payment processors, email providers, website hosts, automation services, and communication platforms such as Telegram. We do not own or control these third-party services and are not responsible for their availability, functionality, security, policies, or actions. Your use of any third-party platform is governed by that platform’s own terms and policies. Temporary interruptions or outages of third-party services do not constitute a breach of these Terms by Pips for Profits. 

Pips for Profits Terms & Conditions, Risk Disclosure, and User Agreement

Part 3 – Legal Protections, Liability, Miscellaneous Provisions

28. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PIPS FOR PROFITS DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO: IMPLIED WARRANTIES OF MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE; TITLE; NON-INFRINGEMENT; ACCURACY; RELIABILITY; AVAILABILITY; TIMELINESS; AND; UNINTERRUPTED ACCESS. 

We do not warrant that: the Service will always be available; Telegram or any third-party platform will operate without interruption; educational content will be error-free; market commentary will be accurate; trade examples will be profitable; technical issues will never occur; or; the Service will meet your individual expectations.

29. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PIPS FOR PROFITS, ITS OWNERS,
AFFILIATES, CONTRACTORS, EMPLOYEES, REPRESENTATIVES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY: DIRECT DAMAGES (WHERE SUCH LIMITATION IS PERMITTED BY LAW); INDIRECT DAMAGES; INCIDENTAL DAMAGES; SPECIAL DAMAGES; CONSEQUENTIAL DAMAGES; EXEMPLARY DAMAGES; PUNITIVE DAMAGES; LOST PROFITS; LOST REVENUE; LOST OPPORTUNITIES; LOSS OF DATA; BUSINESS INTERRUPTION; OR; OTHER LOSSES ARISING OUT OF OR RELATED TO THE SERVICE,. WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WITHOUT LIMITING THE FOREGOING, WE ARE NOT RESPONSIBLE FOR LOSSES
ARISING FROM: your trading or investment decisions; market volatility; leverage; broker execution; slippage; spreads; internet outages; software failures; Telegram outages; payment processor interruptions; unauthorized account access; third-party acts or omissions; or; your reliance on educational content.

WHERE APPLICABLE LAW DOES NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY,
THOSE LIMITATIONS SHALL APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

30. Assumption of Risk
By using the Service, you voluntarily acknowledge and assume all risks associated with: trading financial markets; using educational trading materials; acting on your own market analysis; using third-party communication platforms; internet-based services; and; digital subscription services. You agree that all trading decisions are made independently and entirely at your own risk.

31. Indemnification
You agree to defend, indemnify, and hold harmless Pips for Profits, its owners, affiliates, contractors, employees, representatives, licensors, and service providers from and against any claims, demands, actions, proceedings, liabilities, damages, losses, judgments, settlements, costs, and reasonable attorneys’ fees arising out of or related to: your use of the Service; your violation of these Terms; your violation
of any applicable law or regulation; your infringement of the rights of any third party; or; your misuse of the educational content or community. This obligation survives termination of your subscription.

32. Force Majeure
Pips for Profits shall not be liable for any delay, interruption, suspension, or failure to perform resulting from circumstances beyond our reasonable control, including but not limited to: natural disasters; severe weather; fire; flood; war; terrorism; civil unrest; labor disputes; governmental actions; changes in applicable law; internet failures; power outages; cybersecurity incidents; software failures; payment processor disruptions; hosting provider outages; Telegram outages; or; failures of other third-party service providers. During such events, our obligations shall be suspended for the duration of the affected period.

33. Termination
We reserve the right to suspend, restrict, or permanently terminate
access to the Service, with or without notice, if we reasonably determine that: these Terms have been violated; fraudulent activity has occurred; payment obligations have not been satisfied; account sharing has occurred; unauthorized redistribution of content has occurred; community safety has been compromised; or; continued access could expose the Service or its members to harm. Termination of access does not waive any rights or remedies otherwise available to us.

34. Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect to the fullest extent permitted by law.

35. No Waiver
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or of any other provision. Any waiver must be in writing and signed by an authorized representative of Pips for Profits.

36. Assignment
You may not assign, transfer, sublicense, or delegate your rights or obligations under these Terms without our prior written consent. We may assign or transfer these Terms in connection with a merger, acquisition, sale of assets, corporate reorganization, or similar transaction.

37. Entire Agreement
These Terms, together with our Privacy Policy and any additional policies or notices expressly incorporated by reference, constitute the entire agreement between you and Pips for Profits regarding your use of the Service and supersede all prior or contemporaneous communications, understandings, or agreements relating to the same subject matter.

38. Changes to These Terms
We reserve the right to modify or update these Terms at any time. Updated versions will become effective upon posting unless otherwise required by applicable law. Your continued use of the Service after revised Terms become effective constitutes your acceptance of those revisions. If you do not agree with the revised Terms, you must discontinue use of the Service.

39. Electronic Communications
By using the Service, you consent to receive communications electronically, including by email and, where applicable, through your subscription platform or Telegram. You agree that electronic communications satisfy any legal requirement that such communications be in writing, except where applicable law requires otherwise.

Final Disclaimer No Personalized Advice: Pips for Profits does not provide investment, financial, or trading advice tailored to individual circumstances. Educational Purpose Only: Shared trades demonstrate market analysis and trading concepts for educational purposes, not as actionable signals.

Agreement: By subscribing, you acknowledge and agree to these terms and the risks of forex trading.